Real Central Florida Connections
Founded by veteran insurance strategist Kim Lewis Howard, the Lewis Howard Insurance Group was established to restore absolute structural integrity and transparent underwriting solutions to Florida's property owners.
In an era when standard national carriers have reduced services to cold, remote call center queues and high-volume offshore automated systems, our group takes a highly personalized, adversarial path. We analyze the explicit legislative text of Florida’s insurance guidelines—such as Senate Bill 4-D (Ref: Section 553.899, Florida Statutes) and Senate Bill 2-A (Ref: Florida Senate Bill 2-A / OIR Legislative Reform Briefing)—to construct optimized premium pricing frameworks directly for our neighbors.
Our primary physical office is positioned directly along St. Cloud's high-traffic highway corridor, serving as a reliable structural anchor for Osceola County, the tech corridor of NeoCity, and the nearby Disney expansion lines. Additionally, we represent the independent risk advisory portal serving high-value residential communities across southern Orange County and Lake Nona.